Senior Life Underwriter

Senior Life Underwriter

Bristol, Leatherhead, Norwich, Sheffield or York — and we’re happy to consider homeworking if none of these locations are within a reasonable commute for you.
Competitive salary

If you’re an experienced Life Underwriter looking to stay relevant in a changing market and build deep technical expertise that sets you apart, this is a role where you can do exactly that. You’ll be joining a business that’s investing in the future of underwriting. From automation to AI-enabled insight, we’re using technology to support better decision making and help you stay at the forefront of how the role is evolving.

A bit about the job:

Our Senior Underwriters focus on the most complex Protection cases — the ones that need human judgement. It’s an opportunity to strengthen your technical credibility and build your knowledge across a broad range of case types. You’ll work alongside experienced colleagues across the team and play an active role in supporting others through coaching and mentoring. This is a role for someone who wants to keep pushing their expertise, work on intellectually stretching cases and play an active part in how underwriting continues to evolve at Aviva.

What you’ll be doing:

• Assessing complex Life Insurance, Critical Illness and Income Protection cases, using sound judgement to deliver high-quality underwriting decisions across medical, financial and lifestyle risk factors.

• Using insights from underwriting tools and technology to inform decisions, while retaining accountability for outcomes.

• Supporting less experienced underwriters through coaching, mentoring and day to-day guidance.

• Contributing to technical capability across the team by sharing knowledge and helping others to grow.

• Working with colleagues and stakeholders to improve underwriting quality, consistency and customer outcomes. Aviva: Public

• Contributing to continuous improvement in underwriting delivery and ways of working.

Skills and experience we’re looking for :

• Deep UK Life Insurance underwriting experience, with strong technical expertise across Protection products.

• A curious mindset and an appetite to embrace new ways of working

• Proven ability to make confident, high-quality decisions on challenging cases.

• Strong judgement and the ability to assess risk holistically across medical, financial and lifestyle factors.

• Experience in coaching, mentoring or supporting the development of other underwriters.

• Strong analytical capability, with the ability to balance customer, commercial and risk considerations.

• Confidence working with stakeholders and contributing to improvements in underwriting practice.

• Strong communication skills, with the ability to explain decisions clearly and credibly.

Why join Aviva?

This is an opportunity to build a long-term career in an underwriting environment where your expertise is valued, technology is embraced, and learning doesn’t stand still. You’ll have the opportunity to:

• focus on high-value cases that build your technical knowledge

• make high-value decisions that directly impact customers, particularly at the most complex and critical moments in their lives

• work with technology that supports your judgement and helps you stay ahead of how underwriting is evolving

• learn from other experienced colleagues and contribute to the development of others • build your career in a business with the scale, stability and breadth of opportunity to support long-term growth

• be part of a team where collaboration, development and customer outcomes matter.

What you’ll get for this role:

Our purpose - with you today, for a better tomorrow – is a promise we make to our colleagues too.  And one of the ways we live up to that promise is by investing in you.  We have so much to offer when it comes to being an Aviva colleague.

• Competitive salary (depending on location, skills, experience, and qualifications)

• Bonus opportunity - 8% of annual salary (actual amount depends on your performance and Aviva’s).

• Generous pension scheme - e.g. If you put in 8%, Aviva adds 14%.

• 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days

• Aviva-funded Private Medical Benefit to help you get expert support when you need it

• Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts

• Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme

• Brilliantly supportive policies including parental and carer’s leave

• Flexible benefits to suit you, including sustainability options such as cycle to work

• Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others

• We take your wellbeing seriously with lots of support and tools

Take a look to learn more.  Put a salary into this calculator to see what your total Aviva Reward could be.

Aviva is for everyone:

We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares.

We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending at least 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.

To find out more about working at Aviva take a look here

We'd love it if you could submit your application online. If you require an alternative method of applying, please send an email to alice.neal@aviva.com.