Senior Surety Underwriter

Salary: Competitive (depending on skills, experience, and qualifications)

Location: London (hybrid, 50% in office)

This is a great job for someone who:

Enjoys working on large, complex risks and partnering closely with brokers and clients. You’ll bring strong judgement and want to shape solutions across UK and European markets.

A bit about the job:

You’ll join our Surety team within Financial Lines, supporting major UK and international clients with complex credit risks. We provide tailored surety solutions that help our customers grow while protecting Aviva’s position. In this role, you’ll lead on high-value cases and make key underwriting decisions. You’ll work closely with brokers, clients and colleagues to structure bespoke solutions. Your work will play an important part in driving portfolio performance and underwriting strategy.

What you’ll be doing:

You’ll underwrite and manage a portfolio of large and complex surety risks, making decisions within appetite and delegated authority. This includes assessing European and cross-border credit risks, reviewing financial and legal structures, and applying strong judgement to high-value cases. You’ll build strong relationships with brokers, clients and internal stakeholders, structuring solutions that meet client needs while managing risk. You’ll also support colleagues as a technical referral point and contribute to the ongoing performance and development of the Surety portfolio.

Skills and experience we’re looking for:

• Proven experience underwriting surety or similar Financial Lines risks, including complex cases
• Strong understanding of financial analysis and credit risk assessment
• Confident decision-making within delegated authority, with good judgement
• Strong relationship-building skills with brokers and internal stakeholders
• Experience working with European or cross-border risks is helpful but not essential

What you’ll get for this role:

Our purpose - with you today, for a better tomorrow – is a promise we make to our colleagues too.  And one of the ways we live up to that promise is by investing in you.  We have so much to offer when it comes to being an Aviva colleague.

• Competitive salary (depending on location, skills, experience, and qualifications)
• Bonus opportunity - Actual amount depends on your performance and Aviva’s.
• Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.
• 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days
• Aviva-funded Private Medical Benefit to help you get expert support when you need it
• Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts
• Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme
• Brilliantly supportive policies including parental and carer’s leave
• Flexible benefits to suit you, including sustainability options such as cycle to work
• Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others
• We take your wellbeing seriously with lots of support and tools

Take a look to learn more.  Put a salary into this calculator to see what your total Aviva Reward could be.

Aviva is for everyone:

We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares.

We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending at least 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.

To find out more about working at Aviva take a look here

We'd love it if you could submit your application online. If you require an alternative method of applying, or if you have any queries in relation to the vacancy, please email Patrick.Archer@Aviva.com.