Credit Manager

Credit Manager

London, Norwich or York

£40,000 - £80,000 (depending on location, skills, experience, and qualifications)

We’re looking for a Credit Analyst / Manager to join our Credit Risk Management team within the Insurance Wealth and Retirement (IWR) function, part of Aviva’s Chief Investment Office. If you’re passionate about investing in private assets, with experience in all, or any of, Real Estate credit, Corporate credit, Infrastructure credit, Structured Credit and other portfolios, and believe that credit risk management is fundamental to a successful investment function, this could be the perfect opportunity for you! 

Whether you’re already working in credit risk analysis/management or looking to move into this type of role, we’d love to hear from you. 

A bit about the job: 

The Credit team works closely with Aviva Investors, internal CIO stakeholders and a select group of external managers to support the underwriting and management of long-dated, cashflow-matching assets that support our annuity business. These assets span both public and private markets and are essential to Aviva’s long-term strategy. 

As a Credit Analyst / Manager, you will work under the guidance of Senior Managers in the Credit team and interact with other stakeholders across the Chief Investment Office and the wider Aviva Group.  You’ll will be heavily involved in 1st line Credit assessment across all asset classes we invest in, which includes Commercial Ground Rents /Long Income /Real Estate /Infrastructure/ Structured Finance/ Private Corporate Debt transactions in the UK and internationally. You will also make recommendations to credit committee on private asset transactions, conduct post origination surveillance, and support the development of new asset classes and help shape future developments in portfolio underwriting and surveillance processes.  

Skills and experience we’re looking for: 

• Strong academic background, ideally at degree level; professional qualifications are a plus. 

• Knowledge of private cashflow-generating assets, risk drivers and an in depth understanding of sector risks and opportunities. 

• A collaborative mindset with a proactive approach to changing and multiple priorities. 

• Excellent communication skills, with the ability to influence stakeholders and present to committees. 

• Desire to work collaboratively in a team environment.

What you’ll get for this role:

Our purpose - with you today, for a better tomorrow – is a promise we make to our colleagues too.  And one of the ways we live up to that promise is by investing in you.  We have so much to offer when it comes to being an Aviva colleague.

• Starting salary between £40,000 and £80,000 (depending on location, skills, experience, and qualifications)

• Bonus opportunity – 10% of annual salary Actual amount depends on your performance and Aviva’s.

• Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.

• 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days

• Aviva-funded Private Medical Benefit to help you get expert support when you need it

• Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts

• Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme

• Brilliantly supportive policies including parental and carer’s leave

• Flexible benefits to suit you, including sustainability options such as cycle to work

• Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others

• We take your wellbeing seriously with lots of support and tools

Take a look to learn more.  Put a salary into this calculator to see what your total Aviva Reward could be.

Aviva is for everyone:

We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares.

We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending at least 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.

To find out more about working at Aviva take a look here

We'd love it if you could submit your application online. If you require an alternative method of applying, or if you have any queries in relation to the vacancy, please email seema.rana@aviva.com.