Senior Credit Manager

Private Asset, Senior Credit Manager

Salary £60,000 - £90,000 Dependent on location

London / Norwich / York

This is a great job for someone who…

…is a motivated people manager who is passionate about private assets, with experience in one or more of Real Estate Finance, Infrastructure Finance, Structured Finance, Securitisation and Private Corporate Debt — and who believes that credit risk management is fundamental to a successful investment function. Whether you’re already working in credit risk management or looking to move into this type of role, we’d love to hear from you.

A bit about the job:

The Credit Risk Management team sits within the Insurance, Wealth and Retirement (IWR) function in Aviva’s Chief Investment Office and works closely with Aviva Investors, internal CIO stakeholders and a select group of external managers. The team supports the underwriting and management of long‑dated, cashflow‑matching assets that underpin our annuity business — spanning both public and private markets and forming a core part of Aviva’s long‑term investment strategy.

As a Senior Credit Manager, you will manage a team focused on 1st Line Credit Underwriting and portfolio surveillance, working under the guidance of the Head of Credit and Senior Managers within the team. You will lead activity across a defined set of asset classes, including Commercial Ground Rents, Long Income, Real Estate, Infrastructure, Structured Finance, Private Corporate Debt and public credit transactions in the UK and internationally. You’ll make recommendations to Credit Committee on private asset transactions, ensure robust post‑origination surveillance, support the development of new areas of investment, and help shape future enhancements to underwriting and surveillance processes and models.

Skills and experience we’re looking for:

• Strong academic background, ideally at degree level; professional qualifications are a plus.
• Knowledge of private cashflow‑generating assets, risk drivers and an in‑depth understanding of sector‑specific risks and opportunities.
• A passion for line management, with proven ability to challenge, motivate and support team members and drive performance and development.
• A collaborative mindset with a proactive approach to driving change and managing multiple priorities.
• Excellent communication skills, with the ability to influence stakeholders and present confidently to committees.

What you’ll get for this role:

Our purpose - with you today, for a better tomorrow – is a promise we make to our colleagues too.  And one of the ways we live up to that promise is by investing in you.  We have so much to offer when it comes to being an Aviva colleague.

• Starting salary between £60,000 and £90,000 (depending on location, skills, experience, and qualifications)
• Bonus opportunity - 12% of annual salary Actual amount depends on your performance and Aviva’s.
• Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.
• 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days
• Aviva-funded Private Medical Benefit to help you get expert support when you need it
• Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts
• Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme
• Brilliantly supportive policies including parental and carer’s leave
• Flexible benefits to suit you, including sustainability options such as cycle to work
• Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others
• We take your wellbeing seriously with lots of support and tools

Take a look to learn more.  Put a salary into this calculator to see what your total Aviva Reward could be.

Aviva is for everyone:

We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part time and job shares.

We flex locations, hours and working patterns to suit our customers, business, and you. Most of our people are smart working – spending at least 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.

To find out more about working at Aviva take a look here

We'd love it if you could submit your application online. If you require an alternative method of applying, or if you have any queries in relation to the vacancy, please email seema.rana@aviva.com